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Steve Muehler - Commercial Insurance - Food Service Insurance provides coverage for Food Service facilities that serve meals & snacks for immediate consumption on site (food away from home). Commercial Food Service establishments account for the bulk of "Food-away-from-Home" expenditures. This category includes Full-Service Restaurants, Fast Food Outlets, Caterers, Cafeterias, and other places that Prepare, Serve, and Sell Food to the General Public for a Profit.

Commercial Insurance for Food Service Businesses operating as (but not limited to):

  • Bakeries - Retail & Distributors

  • Bars & Grills

  • Beverage Stores - Liquor & Wine

  • "Bring your Own" Establishments

  • Breweries

  • Butcher Shops

  • Candy & Snacks Stores

  • Casual Dining

  • Catering Companies

  • Coffee Shops

  • Convenience Stores

  • Delicatessen

  • Doughnut Shops

  • Fast Food Restaurants

  • Fine Dining

  • Grocery

  • Limited Catering

  • Meat - Seafood Markets

  • Restaurants

  • Specialty Food Shops

  • Winery

Commercial Insurance for Food Service:

  • Liquor Liability Coverage

  • Food Spoilage Coverage

  • Business Income Coverage

  • Power Interruption Coverage

  • Equipment Breakdown Coverage

  • General Liability & Business Owner's Policies

  • Products & Completed Operations

  • Employee Dishonesty Coverage

  • Workers Compensation Coverage

  • Food Service Liability Coverage

  • Food Service Commercial Auto Coverage

  • Equipment Breakdown Coverage

  • Business Interruption

  • Crime & Dishonesty Insurance

  • Employment Practices Liability

  • Directors & Officers Liability

  • Cyber Liability & Data Breach

  • Industry Specific Policies for Specific Scenarios

  • Inland Marine

  • Commercial Surety Bonds

  • Kidnap, Ransom & Extortion (domestic & foreign)

Steve Muehler - Commercial Insurance works with some of the best Food Service Insurance Carriers (domestic and international) in the Industry on a daily basis and know exactly who to avoid and who to go with. We have access to multiple insurance companies, ultimately finding you the Best Coverage, the Most Accessibility and Industry Leading Competitive Pricing. As your Company Grows and your needs change, we are a phone call / email / text message away to help you adjust your coverage, up or down, to make sure your properly protected without overpaying.

Below you will find a link to our General Food Service Commercial Insurance Application Form. In an order to "Get to Know You and Your Business Better" please complete as much (or as little) as you feel and send to us. This will allow us to have a general knowledge of your business before scheduling a time to speak (phone or video conference) or to meet in person.

United States Food Service Market:


The United States Food Service Market is nearly equal in size to the Food Retail Market. The United States Food Service industry in 2019 accounted for $969.4 Billion USD. Full-Service & Fast-Food Restaurants are the two largest segments of the Commercial Food Service Market, account for about 73.1 Percent of all Food-away-from-Home sales in 2019.


1055 West 7th Street

Los Angeles, California 90017

Phone: (310) 463-5122