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Steve Muehler - Commercial Insurance - Design Professional Liability Insurance. As a design professional, you know that every successful job begins with a clear understanding of your client's needs paired with your plan to meet them. We understand that regardless of how well you plan for a project, the potential for mistakes in the performance of professional services is still very real. Financial security can depend on how well protected you are from a lawsuit or claim.

Targeted Market Segments:

  • Architects

  • Engineers

  • Land Surveyors

  • Landscape Architects 

  • Construction Managers

  • Technical Consultants


What coverage can professional liability insurance provide for Design professionals?


In most cases, if you are providing a service such as plans for a new building or advice on how to solve a structural, you need professional insurance to cover mistakes, problems with the finished product or disagreements in payment, among other actions. in many instances, you need professional liability insurance as part of your contract or agreements for work.

Most trade associations, such as the National Society of Professional Engineers, American Council of Engineering Companies and the American Institute of Architects, strongly encourages its members and members' firms to take a proactive approach to protecting their business through specialized professional liability insurance. 

Other important policies for Design Professionals:

While Professional Liability Insurance guards against work errors and negligence, it does not provide complete protection. Accidental injury and property damage are daily risks for any  business. Other policies to consider include:

General liability insurance: This policy can pay legal expenses related to client property damage and injuries, along with advertising injuries such as slander. 

Business owner’s policy: This policy bundles general liability insurance with commercial property insurance, often at a lower rate than if the policies were purchased separately.

Workers’ Compensation Insurance: Required in almost every state for businesses that have employees, workers’ comp can cover medical expenses for work injuries.

Cyber liability insurance: This policy helps business professionals survive data breaches and cyberattacks by paying for recovery expenses and other associated costs.

Below you will find a link to our General Design Professional Liability Insurance Application Form. In an order to "Get to Know You and Your Business Better" please complete as much (or as little) as you feel and send to us. This will allow us to have a general knowledge of your business before scheduling a time to speak (phone or video conference) or to meet in person.